Health & DietHealth plan Increase 2022: How is the Readjustment of...

Health plan Increase 2022: How is the Readjustment of Health Plans


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Heard about the 2022 health plan increase? Surely you must have heard it, since it caused a lot of controversy. And in the midst of this controversy there is a lot of misinformation.

That’s why we at CEDRO will solve all your doubts about the deductible health plan increase in 2022 through this text!

Let’s start by explaining the modalities of readjustment that a health plan can perform!

What are the modalities of readjustment of health plans?

Health plans can readjust the monthly fees in two ways, they are:

1) annual adjustment

It is the one carried out annually so that the values ​​are updated in accordance with medical inflation, as well as aiming to maintain the provision of contracted services.

2) adjustment by age group

It is carried out based on the age of the contracting party, since with advancing age there is a variation in the costs of medical-hospital procedures.

The age groups are as follows:

  • 0 to 18 years
  • 19 to 23 years
  • 24 to 28 years
  • 29 to 33 years old
  • 34 to 38 years old
  • 39 to 43 years
  • 44 to 48 years
  • 49 to 53 years old
  • 54 to 58 years old
  • 59 years or older

Therefore, in 2021, health plan users may have two readjustments in their monthly fees, the annual and the one by age group.

Note that if you didn’t move between the age groups, then your readjustment will only be the annual one!

However, there is a small peculiarity for the year 2022, the Coronavirus Pandemic and the fact that the adjustment was suspended in the year 2022.

We’ll talk about that in the next topic!

Also Read: Best Food For Your Health

Suspension of readjustments in 2022

Due to the New Coronavirus Pandemic and in order to protect consumers from the economic downturn arising from the health crisis, the National Health Agency (ANS) suspended the annual adjustment and by age group between September and December 2022.

However, this suspension served only so that the amounts were not charged at that time, that is, they were thrown forward.

So how is it?

How is the health plan increase 2022?

The 2022 health plan increase will take place and, in addition to the annual adjustment charged normally, it will also have the adjustment that was suspended in 2021.

But the ANS has already expressed itself saying that the increase related to the suspension will not be charged all at once.

But rather diluted over the 12 months of 2022.

Adjustment of individual or family health plans

The rate for the annual adjustment of individual or family plans in 2021 will be 8.14%.

This means that health plan operators can carry out an adjustment of up to 8.14%, that is, the adjustment may be smaller, but not greater than the mentioned percentage.

The readjustment by age group varies from plan to plan, but remember that, according to the ANS. The value set for the last age group (59 years or older) cannot be more than six times the value of the first group (0 to 18).

John Bailey
John Bailey
John Bailey is an industry expert within the healthcare and gaming software landscapes. He works at Chetu Inc., Sunrise, Fla., a custom software development provider and thought-leader within the IT community. He offers commentary on changing tides within the healthcare and gaming industries.


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